Moving Tips | Managing Your Moving Budget

Published: May 13, 2022

Managing a budget of simple day-to-day expenses is already a difficult task, and factoring in a move can make the task even more daunting. Keep reading to find out how you can manage your moving budget effectively in 2022. 

Stick to the Budget

The first step in making a moving budget is to evaluate costs with your moving partner. What extra costs do you have to factor in? What changes are you gonna have to make to the home or apartment you’re moving into? What’s a realistic amount of money you’re willing to spend on the entire move? These are all valid questions you should be asking before the moving process starts. You should also ensure you stick at or below this number no matter what. 

Make a Spreadsheet of all Move-Related Costs

Using software that can help you visualize future cash flow is a great way to keep track of your expenses. However, a simple Excel spreadsheet can do the job just as well. Contact your moving company, realtor, and lender to get a list of costs and fees you’ll have to pay, as well as what profit you’ll have available for use. You can then use this information to fill your spreadsheet with the dates payments are due and the amount you’ll need to pay. 

Have a Backup Plan

Managing your cash flow during a move is tricky and unpredictable. If just one of your bank transactions is delayed or mishandled and you miss a payment deadline, the entire moving process can be thrust into uncertainty. Another typical situation is a buyer asking for extra money to fix a problem after an inspection. There are lots of situations where your mental and financial well-being will be bolstered by having a Plan B to fall back on. This backup plan can take on a lot of different looks. Having a good line of credit is an obvious one. Obviously, you don’t want to put too much pressure on yourself by making large payments through credit, but it can be wonderful for solving short-term cash flow problems.

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